Planning for college
starts earlier
than you think.

Understand what you need to know NOW to plan for the future.

No matter where you are,
start planning today.

High School

Understand what helps create the most college opportunities for your child. Learn more.

Transition to High School

Specialized knowledge early on may earn you more money for college and increase your college admission acceptances. Learn about our Collegiate-Pro seminar.

Elementary / Middle School

Know how to best save for college and how financial aid
rules impact your family. Learn more.

Birth / Preschool

It’s never too early to start saving. Do you want your college funds to be safe and secure? Learn more.

College loans?

We can help you! Learn more.

College Funding

  • What is our E.F.C.?

    Your Expected Family Contribution (EFC) is the minimum a college will expect your family to pay for the college expenses. Plan early so that you can minimize your EFC. Colleges can look back to the 10th grade tax return!

  • How do the colleges calculate our E.F.C.?

    Income and Asset components (puzzle pieces) are weighted differently in the EFC calculation. Different colleges also use different formulas. Do you know which formula benefits your family? Do you know what options your family has to reduce what the colleges expect you to pay?

  • What is merit aid and need based aid?

    Merit aid is dependent upon grades, test scores and talents. Some schools offer merit aid and some do not. Need based aid is determined from the EFC calculation. Just because a family does not qualify for need based aid their first year with the first child does not mean they will not qualify in future years. Parents must understand the formula. Planning for both starts in middle school!

  • How does a family best save & pay for college?

    There are many options on how to save & pay for college. Each family’s needs and goals are unique. A comprehensive, tax efficient approach is desirable.

College Planning

  • Four-Year Plan

    Ideally, beginning in 8th grade families need to know the strategies and resources to make the most of their child’s High School years. This means the right coursework, good grades, and activities that have a positive impact on one’s community.

  • Academic Tutoring and Standardized Test Prep

    Will my child need test prep and tutoring? Determining whether the SAT or ACT is a better test for your child is important. We can guide your child in making that decision. Test preparation and academic tutoring can help all students achieve their full potential.

  • College Application Process

    Do you know the best-kept secrets in college admissions? We do. Selecting the right academic courses, taking the appropriate entrance exams, developing meaningful activities, choosing the right colleges, crafting powerful college applications and college essays do make a critical difference in gaining admission to the college of your dreams. There is more you need to know, though.

  • Specialties

    Ivy League, IB Curriculum and Athletic Recruitment. Our experts have direct experience in these three important segments of college admissions.

Get expert advice.

Our team at College Funding and Planning Consultants has extensive knowledge in all aspects of the college financing and admission process. We guide families through each stage of the college application process and help make it more affordable.
We believe in developing close relationships with our clients with the goal of maximizing the financial package and gaining admission to those institutions that will provide an environment in which students will thrive and succeed.

Meet The Team

Recognized expertise.

A number of institutions have invited us to speak at their campus due to our unparalleled experience and services, including:

Chapel Hill High School

Cedar Ridge High School

Charles E. Jordan High School

Chapel Hill Public Library

Durham Orange Estate Planning Council


Reach out for a complimentary consultation.

Not sure if you need our help? Get in touch with our team today to reserve a complimentary, no obligation consultation. We will discuss your family’s situation,
now and in the future, to see if we can help. Don’t wait!

reserve your consultation now!

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